EMPLOYEE DISCOUNT #

ℹ️ NO CHARGE EXAM – INCLUDING X-RAYS NO CHARGE FOR ADJUSTMENTS NO CHARGE ADDITIONAL THERAPY * 50% OFF MASSAGE All family members receive 1xm care free of charge, adjustments after that are the additional family member discounted cost.

FAMILY DISCOUNTS #

💡 *(Immediate Family – Spouse and Kids under 22 yrs. of age)

ℹ️ NO CHARGE INITIAL EXAM – INCLUDING X-RAYS  Plan – ADDITIONAL FAMILY MEMBER DISCOUNT (30% off Retail) ADDITIONAL THERAPY – 40% Discount (Full or Part Time)

SUPPLEMENTS and THERAPY EQUIPMENT #

Employees will receive the Discounted Employee Price

(Discounted Price equals HFC wholesale cost, which can be found in inventory software.)

ADDITIONAL THERAPY #

💡 Including but not limited to: Back on Trac, Decompression, and LASER THERAPY

FREE FOR EMPLOYEE AND FAMILY MEMBERS OUTSIDE OF OFFICE HOURS

FITNESS STUDIO #

Fitness Studio open gym hours are free for employees and immediate family*.

Classes will cost 2 MyZone Credits. Credits can be purchased at the Front Desk.

MyZone and other fitness products can be purchased at HFC Wholesale Cost.

SIMPLE IRA #

As a benefit to our employees, HFC offers a Simple Plan IRA from Edward Jones. HFC will match up to 3% of your paycheck as a contribution to this retirement/investment program.

SIMPLE IRA FAQ

• Who is eligible for the Simple IRA benefit?

  Every salary or hourly paid employee of HFC is eligible, regardless of whether part-time or full-time.

• Does HFC manage the investment accounts?

  No, the accounts each belong to the individual employee and will go with you if you leave HFC.

• Can I withdraw money whenever I want?

  You can withdraw funds from your account whenever you would like but there are significant fines and taxes attached to early withdrawal. Especially if you withdraw within the first two years of setting up the account.

• Can I change the amount I am contributing?

  Yes, you are in control of your account and can meet with the EJ advisor to increase or decrease funds contributed at your liking. (HFC will only match up to 3% of your earnings, even if you contribute more than 3% to the account.)

• Can I add a large sum to the account?

  No. This type of IRA does not allow large deposits as it is not a “cash” account but an investment account.

• How much control do I have over the investments?

  You don’t directly control the mutual funds that the Simple IRA investments go to but the funds are selected based on the survey you fill out. Each account will be specifically designed for each employee, taking into account your risk comfort and other factors.

ℹ️ Example: Sally earns $2000/month as a full time employee at HFC. She wants to contribute the entire 3% ($60 per month) of her earnings to the SIMPLE IRA. HFC will match the 3% making her total contribution $120 per month. If Sally raises her contribution to 5% ($100 per month) then HFC will still contribute the 3% but no more, making her total contribution $160 per month. ($100 employee contribution $60 HFC contribution.)

💡 To set up your Simple IRA, speak to the office manager.